考虑提早还清房贷？ 新规则3月5日实施，银行将清楚告知罚款数量计算法

加拿大政府3月5日新规:各银行贷款机构将陆续公开罚款数量计算法 CBA Welcomes New Rules for Mortgage Prepayments www.marketwatch.com/st...2012-03-04 Improved Penalty Disclosures On The Way www.canadianmortgagetr...-soon.html The government has just announced a brand new mortgage “code” that requires federal financial institutions: “…provide more information on how prepayment charges are calculated.” “…explain the differences between mortgage products, including ways to pay off a mortgage faster without incurring penalties.” These improved disclosures have been eagerly anticipated by consumer groups。 Indeed, the Financial Consumer Agency of Canada (FCAC) says it “has observed a significant increase in the number of complaints it has received related to mortgage prepayment penalties,” especially interest rate differential (IRD) charges. 官方原文: CG-8 MORTGAGE PREPAYMENT PENALTY DISCLOSURE www.fcac-acfc.gc.ca/en...ex-eng.asp