ING副总Martin Beaudry 说，ING要按照"金融稳定协会" (Financial Stability Board, 为世界性跨国机构)的指示，开始严格化贷款申请规则。 他还指出，ING近来受到非常多的 Low Doc 低证明贷款申请，而这类房贷需要ING提供太多的资产来担保，造成公司太大负担。
大傻翻译: 又一个房贷公司退出了高风险借贷服务。银行们开始发现及试着面对加拿大房地产泡沫的危机。房贷继续慢慢缩紧。 而若财长Flaherty 在月底发表打房政策， 及
联邦金融管理单位发表 房贷管理条款，则会代表宽松房贷政策easy money时代的结束。
March 19, 2012“ING Direct is cancelling its “Express Income Qualifier” (EIQ) mortgage.
It’s the latest bank to pull back on conventional non-income qualified mortgages. This is a trend that became more pronounced earlier this year as word broke that regulators were becoming increasingly concerned with these products.
It was getting a “disproportionate amount of applications<” for this product.
Non-income qualifying mortgages are more capital-intensive and ING was unable to bulk insure all these files to keep funding costs down.”