Monday, 15 October 2012

加拿大家庭负债/收入比例在重新计算后,大幅上升。 轻易超越美国房市泡沫顶端时期

Canada household debt-to-income ratio revised sharply higher, and still rising

Mon Oct 15, 2012 
Canada's household debt is far higher than previously thought relative to income, Statistics Canada's historical revisions revealed on Monday, heightening pressure on policy makers to address what they have called the biggest domestic threat to the economy.

And the rate was still rising to a new record in the second quarter -- before the tightening of mortgage insurance rules. The ratio of household credit-market debt to disposable income jumped to 163.4 percent in the second quarter from 161.8 percent, according to revisions made to bring the agency's methodology in line with updated international standards.
Under the old method, Statscan had reported a ratio of 152.0 percent for the first quarter.
The agency revised the ratio for 2011 to 161.7 percent from the previously estimated 150.6 percent.
The debt ratio is a key measure of the vulnerability of households to financial shocks, whether from a loss of income or a sharp fall in housing prices. A Statistics Canada analyst said the Canadian household debt-to-income ratio was well above that of the United States.

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