正在兴建的高层公寓数量: 多伦多大幅领先北美其他城市

http://news.nationalpost.com/2012/04...-city-growing/

4月21日 - 大温房市分区 summary

大温地区 4月成交量有可能低于3月。

温哥华西区独立屋成交量继续下跌。 有可能低过2008年。

列治文独立屋成交量继续不振， 总房源已超过2008-09年最高峰。达到9-10个月的滞销。

现在处于买方市场的地区包括:
温哥华西区独立屋
列治文独立屋
列治文公寓/城市屋
西温独立屋
南素里独立屋

现在处于卖方市场的地区包括:
温哥华东区非独立屋
北温独立屋


* 本拿比独立屋4月大幅放缓。即将迈入供过于求的阶段。

预计月底成交量 2012-4月: 2750 vs 2012-3月: 2874 = 下跌 ~5% vs 2011-4月: 3225 = 下跌 ~15%

大温均价同比 (与去年同月相比) 历史:

4月1-19日大温地区销售数据

2012 vs 2011 四月同期 成交 1692 vs 1644 (上升3%) 新上市 3673 vs 3131 (上升17%) 比例 46% vs 53% (差7%) 总房源: 上升17%

4月中总房源记录

总房源继续处于10年来最高状态

央行总裁Carney警告，利率可能在中短期内"适量"上升

而高油价会抑制加国出口业
人民就业状态在中期内不会大幅改善
家庭负债率已达到无法持续的状态
房地产投资量将减少
若通膨继续持高，利率将适量上升


Bank of Canada sees 'modest' rate increase ahead
Bank says higher oil prices to depress demand for exports
Apr 18, 2012 10:59 AM ET 

The Bank of Canada hinted today a "modest" increase in interest rates "may become appropriate" if inflation rises over the medium term.

The central bank, in its latest monetary policy report, said the timing and degree of any increase "will be weighed carefully against domestic and global economic developments."

Global oil prices have increased by about 15 per cent from their trough in October 2011.

And while that's usually good for an oil exporting country like Canada, the bank said, the positive effects will be reduced, likely depressing demand for our non-commodity exports.

The economy is steadily gaining strength but is still being constrained from robust growth by heavy household debt, a strong dollar, soft export markets and weak employment growth, it said.

Home equity borrowing 'unsustainable'

In a special section within the report, the bank estimated that Canadians are borrowing on rising home values to an unsustainable degree.

Home equity lines of credit and mortgage refinancing has grown from about $8 billion in 2001 to $64 billion in 2010, with about half of that "equity extraction" going into consumption or to pay off other debt.

"Home equity extracted through additional borrowing cannot fund higher consumption indefinitely," the bank warns.

"Growth in residential investment, which is currently supported by very favourable mortgage financing conditions, is forecast to slow," it states, but the ratio of household spending to GDP will likely remain high.
http://www.cbc.ca/news/business/story/2012/04/18/bank-canada-monetary-report.html

加拿大房市泡沫到了让人害怕的地步了 - CBC news

Be very afraid of the Canadian housing bubble

By Don Pittis, CBC News 

Posted: Apr 16, 2012 9:06 AM ET 

I want you to be afraid. Very afraid of the Canadian housing market.

I want people who are considering buying a house in Canada to be the most frightened. People who just bought a house also have every right to be nervous. But even if you don't have a stake in the property market, I would like you, too, to be fearful of a bubble in Canadian property.

m frightened myself. A lot of smart people are. But I should make it very clear I've no desire to be the Nouriel Roubini of the Canadian housing market.

http://www.cbc.ca/news/business/story/2012/04/16/f-vp-pittis.html