HELOC tightening very soon

加拿大数间银行将在一个月内缩紧 房屋净资产抵押贷款 额度。
从原本可借出80%净资产，减少至65%。

http://www.canadianmortgagetrends.com/canadian_mortgage_trends/2012/08/the-heloc-clock-starts-ticking.html

本拿比中高端独立屋 市场极差

本拿比7月份卖出5栋大于$1.4M 的房。
今日，本拿比有154栋 大于$1.4M 的房待卖

房源滞销: 31个月。

July 2012 Sales/Total Listings of SFH by region

Richmond SFH: 19.5 MOI (月滞销)
Van West SFH: 12.5 MOI (月滞销)
West Van SFH: 11.5 MOI (月滞销)
Burnaby SFH: 10.5 MOI (月滞销)
Coquitlam SFH: 8.2 MOI (月滞销)
Van East SFH: 6.7 MOI(月滞销)

Reminder: > 6 MOI is "buyer's market" 

(also called "drop your price or no one buys" market, or "no bidding war" market)

Single Family House sales decline ranking

独立屋 成交量 下跌最多的区域排名:

列治文 Richmond (跌 51%)
Jul/12 = 60 sales
Jul/11 = 123 sales

西温 West Van (跌 47%)
Jul/12 = 46 sales
Jul/11 = 86 sales

高贵林 Coquitlam (跌 43%)
Jul/12 = 67 sales
Jul/11 = 100 sales

温西 Van West (跌 40%)
Jul/12 = 83 sales
Jul/11 = 139 sales

本拿比 Burnaby (跌 39%)
Jul/12 = 58 sales
Jul/11 = 95 sales

北温 North Van (跌 35%)
Jul/12 = 60 sales
JUl/11 = 92 sales

温东 Van East (跌 24%)
Jul/12 = 109 sales
Jul/11 = 144 sales

July 2012 REBGV official stats

Link: 2012-7 大温房市官方数据 Jul REBGV Stats (PDF)

过去12年数据 For Stats Packages since 2000:  See here

加拿大中小企业 商业信心跌至3年来最低

加拿大中小企业 商业信心跌至3年来最低，达到2009年7月等级


Canadian business confidence dips for fourth month, now at three-year low
By The Canadian Press | The Canadian Press – 3 hours ago

" OTTAWA - A new survey suggests confidence among Canada's small and medium-sized business owners is at a three year low after dropping for the fourth consecutive month.

The Canadian Federation of Independent Business says confidence in economic conditions among its members dropped 1.2 per cent nationally in July to 60.9.

The last time it was lower was in July of 2009, when it stood at 58.6.

CFIB chief economist Ted Mallett says the index’s current position in relation to gross domestic product puts it very close to the zero-growth mark, suggesting Canada’s economy is nearing a standstill.

。。。

Based on past results, the CFIB says index levels normally range between 65 and 75 when the economy is growing."

Greater Vancouver SFH Avg Price back to September 2010 levels

7月大温独立屋均价: 连跌5个月

2012-07 1041325
2012-06 1061067 (-1.9% 环比)
2012-05 1073311 
2012-04 1106683
2012-03 1155521
2012-02 1235244 (-15.7% vs 史上最高点)
...
2011-07 1133357 (-8.1% 同比)
...
2010-10 1058579
2010-09 1016324 (回到 2010年9月)